When one of our clients suffer a compensable injury, whether workers’ compensation of personal injury, it can have a devastating effect on financial security. A serious injury often means you cannot work for some period of time, and may even mean that you lose your job entirely.
The last thing an injured person needs to be worried about is mounting bills. Recovering from an injury is hard work, and requires significant motivation and determination. Recovery needs to be the sole focus. But that is not reality. Whether we like it or not, money matters. Constant worrying about finances can affect a person’s ability to cope with, and ultimately recover from, their injury. You can’t have concerns about medical bills prevent you from seeking treatment you need.
Insurance claims are confusing. Even if you know there is some insurance, it is critical you understand the various interplay of insurance policies. Expert coordination of insurance is critical to maximize recovery. Health insurance, car insurance, homeowner’s insurance, workers’ compensation, and others can be in play in any given situation. If you try to “do it yourself” you will likely end with far less than you would with the help of an attorney, and you may not even realize it.
Worse yet, I have had people come to me when it’s too late. Premature settlement, or allowing one insurer to pay when another should be paying, can have irreversible and devastating effects. Your financial security is too important to take a risk. At least make the call to a lawyer before it’s too late. Duckworth Law offers free consultations, and please contact our office if you would like to discuss you claim.